Secrets AI is an adult-oriented AI companion platform offering text chat, memory features, generated images and videos, audio calls, custom characters, multiple conversation threads, and group chats on eligible plans. It is designed for users who want a more persistent AI girlfriend experience rather than a basic one-off chatbot.
This Secrets AI review examines the platform’s documented features, subscription tiers, Moments system, privacy disclosures, cancellation terms, strengths, limitations, and ideal use cases.
Information checked: Pricing, plan limits, Moments costs, and policy details were checked in July 2026. These details may change, so confirm the current terms before subscribing.
Adult content notice: Secrets AI is intended only for adults aged 18 or older, or the age of majority in the user’s jurisdiction if higher. AI companions are fictional characters and should not be treated as real partners, therapists, doctors, or emergency support.
Secrets AI Review: Quick Verdict
Secrets AI offers more than basic text chat. Its main differentiators are tiered memory limits, multiple chat threads, shared Memory Groups, image and video generation, real-time Audio Calls, and Ultimate-only Personas and Group Chats.
Premium may suit frequent chat users who want unlimited messages, stronger memory limits, video generation, and 8,000 monthly Moments. Ultimate adds longer messages, higher memory limits, 15,000 monthly Moments, Personas, and Group Chats, but it costs $39.99 per month when billed monthly.
The main trade-off is the Moments system. Unlimited messaging does not include unlimited media. Images, videos, Audio Calls, and additional custom characters consume Moments, and unused monthly subscription Moments do not roll over. Secrets AI is therefore more suitable for users who will actively use its memory and multi-chat tools than for people simply looking for the cheapest unlimited chatbot.
| Review Summary | Details |
|---|---|
| Best for | Long-term AI companion chat, separate roleplay threads, memory management, media generation, and multi-companion chats |
| Not ideal for | Users who want all media included in one flat price or prefer a platform without credits |
| Free access | 20 messages per 24-hour period and basic memory |
| Paid plans | Premium at $19.99 per month and Ultimate at $39.99 per month when billed monthly |
| Key limitation | Media, calls, and some creation tools use Moments in addition to the subscription |
Secrets AI Pros and Cons
Pros
- Free tier with 20 messages per 24-hour period
- Unlimited text messaging on Premium and Ultimate
- Documented memory tiers and user-managed saved memories
- Multiple conversation threads with optional shared Memory Groups
- Image generation, video generation, and real-time Audio Calls
- Ultimate-only Personas and Group Chats
- Public documentation for subscriptions, feature limits, and Moment costs
Cons
- Images, videos, calls, and additional custom characters consume Moments
- Unused monthly subscription Moments do not roll over
- Video generation requires Premium or Ultimate
- Group Chats and Personas require the Ultimate tier
- Unlimited messages do not include unlimited media generation
- Some official documentation is not fully consistent about free custom-character message limits
What Is Secrets AI?
Secrets AI is a web-based AI companion service focused on ongoing character interaction. Users can chat with existing companions, create custom characters, generate visual media, make Audio Calls, manage separate conversations, and use memory controls to influence continuity between chats.
The platform is adult-oriented and supports romantic, flirtatious, roleplay, and other fictional companion interactions within its published content rules. It is not a real relationship service, and the quality of any conversation can still vary depending on the model, character setup, prompt, and length of the chat.
Secrets AI Chat and Roleplay Features
AI Girlfriend Chat
Secrets AI supports text-based companion conversations, romantic or adult-oriented roleplay, and character-based interactions. Paid plans remove the standard daily message-count limit, although maximum message length still depends on the plan.
The maximum message length is currently listed as 500 characters on Free, 1,000 characters on Premium, and 2,000 characters on Ultimate. Longer limits may be useful for detailed roleplay, but they do not guarantee better writing or more accurate responses.
Memory System
Memory is one of Secrets AI’s main documented differentiators. The platform can automatically save selected details shared in chat, such as preferences, background information, relationship details, and interaction preferences. Users can view and manage stored memories through the memory panel.
Free users receive the basic memory system. Premium is documented as providing four times the memory access and 60% more short-term context than Free. Ultimate is documented as providing six times the memory access and 100% more short-term context than Free.
Higher memory limits do not guarantee perfect recall. The companion may still miss, distort, or incorrectly apply details, so users should avoid sharing sensitive personal information solely to improve memory.
Multiple Chats and Memory Groups
Secrets AI allows users to create multiple independent conversation threads with the same companion. This can be useful when you want separate storylines, relationship scenarios, or roleplay settings without mixing their message histories.
Each chat can keep memories private to that thread or share memories through a Memory Group. For example, two chats assigned to the same group can reference the same saved preferences, while a private roleplay thread can remain separate.
This feature is different from Group Chats. Multiple Chats are separate one-to-one conversations with the same companion, while Group Chats place several companions in a single conversation.
Time Travel
Premium and Ultimate include unlimited Time Travel. This feature allows users to return to an earlier point in a chat and continue from there. It can be useful for changing a storyline or retrying a conversation direction, but later context from the abandoned branch may be lost.
Custom Characters
Users can create companions with custom appearances, personalities, and backstories. The first custom character is documented as free, while additional character creation costs 500 Moments.
Secrets AI’s current documentation contains inconsistent wording about free custom-character message limits. Because of this, users should confirm the current limit inside their account before relying on a specific number.
Personas
Personas allow the user to create and switch between different identities or profiles for roleplay. This feature is currently listed as Ultimate-only. It is separate from creating an AI companion: a Custom Character is the companion, while a Persona represents the identity the user brings into the conversation.
Group Chats
Ultimate users can create Group Chats with two or three AI companions in one conversation. This may appeal to users interested in multi-character roleplay or scenarios that require several personalities.
Group Chats are not included in Free or Premium, so users should not choose Premium expecting access to this feature.
Secrets AI Images, Videos, and Audio Calls
Image Generation
Secrets AI supports generated companion images. Base image generation currently costs 50 Moments per image, including instant images.
Image quality and character consistency can vary between generations. Users should also remember that image generation is separate from unlimited text messaging and reduces the available Moment balance.
Video Generation
Video generation requires a Premium or Ultimate subscription. It works by animating an image previously generated on the platform.
Standard video costs depend on resolution, duration, and whether audio is enabled. Current options include 480p, 720p, and 1080p with durations of 5, 8, or 10 seconds. Enabling audio doubles the Standard video Moment cost.
Examples of current Standard pricing without audio include:
- 480p, 5 seconds: 133 Moments
- 720p, 8 seconds: 480 Moments
- 1080p, 10 seconds: 1,350 Moments
Adult video generation currently costs 600 Moments for a 720p, 8-second result. Because video settings and costs may change, confirm the current price before generating.
Audio Calls
Audio Calls allow users to speak with an AI companion and hear generated voice responses in real time. Calls currently cost 100 Moments per minute.
The Privacy Policy states that voice audio is transcribed in real time and then deleted, while the text transcript may be retained so the companion can remember the conversation. Free users have access to Audio Calls according to the plan table, but they do not receive recurring monthly Moments.
Secrets AI Pricing
Secrets AI offers Free, Premium, and Ultimate tiers. The prices below were checked in July 2026.
| Plan | Monthly Price | Messaging | Monthly Moments | Main Differences |
|---|---|---|---|---|
| Free | $0 | 20 messages per 24-hour period | 0 | Basic memory, 500-character message limit, image generation when Moments are available, and Audio Calls charged by Moments |
| Premium | $19.99 per month | Unlimited | 8,000 | Premium memory, 1,000-character messages, unlimited Time Travel, video generation, and a 10% bonus on Moment purchases |
| Ultimate | $39.99 per month | Unlimited | 15,000 | Higher memory limits, 2,000-character messages, Personas, Group Chats, and a 15% bonus on Moment purchases |
Premium also has longer billing options:
- $49.99 billed quarterly, equivalent to about $16.67 per month
- $89.99 billed every six months, equivalent to about $15.00 per month
- $159.99 billed annually, equivalent to about $13.33 per month
Ultimate also has longer billing options:
- $99.99 billed quarterly, equivalent to about $33.33 per month
- $179.99 billed every six months, equivalent to about $30.00 per month
- $319.99 billed annually, equivalent to about $26.67 per month
Longer billing periods reduce the effective monthly price, but the full amount is charged at once. Users should compare the total upfront cost rather than focusing only on the monthly equivalent.
How Secrets AI Moments Work
Moments are the platform’s virtual credits for premium actions beyond basic text chat. Premium includes 8,000 monthly Moments, while Ultimate includes 15,000.
| Feature | Current Moment Cost |
|---|---|
| Base image generation | 50 Moments |
| Standard video | Varies by resolution, duration, and audio |
| Adult video | 600 Moments |
| Audio Call | 100 Moments per minute |
| Additional custom character | 500 Moments; the first character is free |
Unused subscription-grant Moments do not roll over. On the renewal date, the remaining monthly grant is replaced by the new plan allowance. Moments purchased separately do not expire under the current documentation.
As a simple illustration, 8,000 Moments could cover approximately 160 base images at 50 Moments each or approximately 80 minutes of Audio Calls at 100 Moments per minute if the full balance were used for only one feature. Actual usage will usually be split across several actions.
Premium users receive a 10% bonus when purchasing additional Moments, while Ultimate users receive a 15% bonus.
Is Secrets AI Free?
Yes. Secrets AI has a free tier with 20 messages per 24-hour period, access to the companion library, and basic memory.
However, Free does not include a recurring monthly Moment grant. Image generation, Audio Calls, additional character creation, and other Moment-based features may therefore require separately purchased credits. Video generation is not available on Free.
The free tier is most useful for testing the interface, basic chat style, and available companions before deciding whether unlimited messages or premium media tools justify a subscription.
Secrets AI Privacy, Data Handling, and Age Requirements
Secrets AI is restricted to users aged 18 or older, or the age of majority in the user’s jurisdiction if higher. The platform states that underage accounts may be terminated.
According to the Privacy Policy updated on April 10, 2026, Secrets AI applies AES-256 encryption to stored personal data and TLS 1.2 or higher to data in transit. The policy also states that no security system is entirely foolproof and that absolute security cannot be guaranteed.
The policy says personal profile information and chat history are deleted when an account is permanently deleted. Transaction records may be retained for seven years for tax and accounting purposes, while security and system logs may be retained for up to 12 months.
Secrets AI also states that text submitted in chats may be stored and processed as described in its policy. During Audio Calls, voice input is transcribed in real time, the audio is deleted, and the text transcript may be retained for conversation memory.
Users should not assume that a companion chat is completely private simply because it feels personal. Avoid sharing passwords, payment credentials, identification documents, home addresses, confidential workplace information, or sensitive medical details.
Secrets AI Cancellation and Refund Policy
Subscriptions can be cancelled through account settings or by contacting support. Access continues until the end of the current billing period.
Secrets AI does not normally issue partial refunds for unused days in an active billing period. Users who believe they were charged in error are instructed to contact support within 30 days of the billing statement.
Purchased Moments are generally non-refundable and have no cash value. Cryptocurrency payments are described as non-refundable.
EU and UK customers may have a 14-day right to withdraw from an initial subscription purchase. If premium features were used during that period, the refund may be reduced in proportion to the service already consumed. This withdrawal right does not apply to subscription renewals.
Who Is Secrets AI Best For?
- Users who want separate roleplay threads with controlled memory sharing
- Frequent text-chat users who benefit from unlimited paid messaging
- Users interested in combining chat with images, videos, and Audio Calls
- Ultimate users who specifically want Personas or multi-companion Group Chats
- Adults who understand and can manage a subscription-plus-Moments pricing model
Who Should Avoid Secrets AI?
- Users who want all media generation included in one flat subscription price
- People who prefer a simple service without credits or virtual currency
- Users who only need occasional basic text chat
- People unwilling to review how their chat data and saved memories are handled
- Anyone under 18 or below the age of majority in their jurisdiction
Final Verdict: Is Secrets AI Worth It?
Secrets AI is worth considering for adults who want more than a single chat thread. Multiple Chats, Memory Groups, tiered memory access, generated media, Audio Calls, and Ultimate-only Group Chats create a more complex companion platform than a basic chatbot.
Premium is likely the more practical option for users who mainly want unlimited messages, stronger memory, video generation, and a monthly Moment allowance. Ultimate makes more sense only when the additional memory limits, longer messages, Personas, Group Chats, and larger Moment grant justify the higher price.
The main limitation is that the subscription does not make every feature unlimited. Media generation, Audio Calls, and additional custom characters continue to consume Moments. Users who generate content heavily should estimate their likely credit use before subscribing.
Overall, Secrets AI is best viewed as a feature-rich, credit-based AI companion platform with useful conversation-management tools. Its value depends less on the number of advertised features and more on whether you will regularly use memory, multiple threads, media, or group interactions.
Secrets AI FAQ
Is Secrets AI legit?
Secrets AI is an operating commercial AI companion service with an official website, product documentation, subscription plans, legal policies, cancellation instructions, and published support details. This indicates that it is a real service, but it does not guarantee that every user will consider its chat quality, generated media, or pricing good value.
Is Secrets AI free?
Secrets AI offers 20 free messages per 24-hour period and basic memory. Free users do not receive recurring monthly Moments, and video generation requires a paid plan.
What are Secrets AI Moments?
Moments are credits used for images, videos, Audio Calls, additional custom characters, and other premium actions. Premium includes 8,000 monthly Moments and Ultimate includes 15,000, but unused subscription Moments do not roll over.
Does Secrets AI have unlimited messages?
Premium and Ultimate include unlimited text messaging. Free is limited to 20 messages per 24-hour period. Unlimited text chat does not include unlimited images, videos, calls, or other Moment-based features.
Does Secrets AI remember conversations?
Secrets AI has a documented memory system that can save selected details and reference them later. Premium and Ultimate increase the amount of context and saved memory the system can access, but actual recall may still be incomplete or inconsistent.
Does Secrets AI support video generation?
Yes. Video generation is available on Premium and Ultimate. Standard video pricing varies by resolution, duration, and audio, while the current documented Adult video option costs 600 Moments.
Does Secrets AI have voice calls?
Secrets AI offers real-time Audio Calls at 100 Moments per minute. The feature is listed across all plan tiers, but Free users do not receive a recurring Moment allowance.
What is the difference between Multiple Chats and Group Chats?
Multiple Chats are separate one-to-one conversation threads with the same companion. Group Chats place two or three companions in the same conversation and require Ultimate.
Is Secrets AI better than Candy AI?
Secrets AI may be more suitable for users who prioritize multiple conversation threads, Memory Groups, and Ultimate-only multi-companion chats. Candy AI may suit users who prefer a different balance of character creation, visual presentation, and companion features. The better choice depends on the exact plan, feature priorities, and total credit usage.